---
title: "What is Fuduli (uncommissioned agent)? | IslamicOpenFinance™"
description: "A person who deals in another's property without authority; the owner may approve or reject the act."
url: https://islamicopenfinance.com/glossary/fuduli/
lang: en-GB
source: "IslamicOpenFinance"
---

[Glossary](https://islamicopenfinance.com/glossary/) / [Lease, agency and service contracts](https://islamicopenfinance.com/glossary/#lease)

Lease, agency and service contracts

# Fuduli (uncommissioned agent)

A person who deals in another's property without authority; the owner may approve or reject the act.

A fuduli is an uncommissioned agent: someone who acts in another person's property or affairs without having been authorised to do so. AAOIFI's agency standard says that whether such a contract takes effect is at the owner's discretion, and that if the owner does not approve, the act may bind the person who acted, depending on what was declared at signing. The concept matters for delegated actions, because an instruction carried out without valid authority does not automatically bind the person in whose name it was given.

## Sources

- [AAOIFI Shari'ah Standards, English edition (full text, PDF): Shari'ah Standard No. 23, Agency and the Act of an Uncommissioned Agent (Fodooli)](https://aaoifi.com/wp-content/uploads/2017/12/Shariaa-Standards-ENG.pdf)

This entry explains a term; it is not a Shariah ruling. Approving a product is for each institution's own Shariah board and regulator.

## Related terms

[**Wakalah** Agency: one party appoints another to act on its behalf, with or without a fee.](https://islamicopenfinance.com/glossary/wakalah/) [**Paid agency (wakalah bil ujrah)** An agency in which the agent is paid a fee; the fee must be known, and the arrangement follows the rules of ijarah.](https://islamicopenfinance.com/glossary/paid-agency/) [**Consent (open finance)** The customer's explicit, informed permission for a provider to access specified data or initiate a transaction.](https://islamicopenfinance.com/glossary/consent/) [**Service initiation** An open finance service in which a licensed provider initiates a transaction on a customer's account or product, with consent.](https://islamicopenfinance.com/glossary/service-initiation/)

**Lease, agency and service contracts**

1. [Ijarah](https://islamicopenfinance.com/glossary/ijarah/)
2. [Ijarah muntahia bittamleek](https://islamicopenfinance.com/glossary/ijarah-muntahia-bittamleek/)
3. [Wakalah](https://islamicopenfinance.com/glossary/wakalah/)
4. [Kafalah](https://islamicopenfinance.com/glossary/kafalah/)
5. [Hawalah](https://islamicopenfinance.com/glossary/hawalah/)
6. [Ju'alah](https://islamicopenfinance.com/glossary/jualah/)
7. [Rahn](https://islamicopenfinance.com/glossary/rahn/)
8. [Ijarah mawsufah fi al-dhimmah (forward lease)](https://islamicopenfinance.com/glossary/ijarah-mawsufah-fi-dhimmah/)

[All 221 terms](https://islamicopenfinance.com/glossary/)