---
title: "Corporate treasury | IslamicOpenFinance™"
description: "Surplus cash needs an Islamic home; shortfalls need liquidity without interest. Commodity murabaha placements, Wakalah investment, Liquidity sukuk holdings and more for Corporate treasury on IslamicOpenFinance™."
url: https://islamicopenfinance.com/sectors/corporate-treasury/
lang: en-GB
source: "IslamicOpenFinance"
---

> Surplus cash needs an Islamic home; shortfalls need liquidity without interest. Commodity murabaha placements, Wakalah investment, Liquidity sukuk holdings and more for Corporate treasury on IslamicOpenFinance™.

1. [Home](https://islamicopenfinance.com/)
2. [Sectors](https://islamicopenfinance.com/sectors/)
3. Corporate treasury

Business

# Corporate treasury

Surplus cash needs an Islamic home; shortfalls need liquidity without interest.

Corporate and bank treasuries place surplus funds and raise short-term liquidity through commodity murabaha, wakalah investments and liquidity sukuk, and hedge with wa'd-based structures. Every placement has several legs that must happen in order. IslamicOpenFinance™ runs the legs, the maturity ladder and the evidence in one workspace.

[Request a demo for this sector](https://islamicopenfinance.com/#start) See the live demo

Financial products

## What you build on IslamicOpenFinance™

1

### Commodity murabaha placements

Commodity is bought and sold in sequence through the platform's connectors, with each leg's confirmation kept.

2

### Wakalah investment

Funds are placed with an agent for an expected return and a disclosed fee.

3

### Liquidity sukuk holdings

Short-term sukuk positions and their distribution dates appear in the same maturity ladder.

4

### Wa'd-based hedging

Currency and profit-rate hedges built on binding promises are recorded with their triggers and documentation.

5

### Agent within limits

A treasury agent proposes placements within its ceiling; above it, a treasurer approves.

Value chain

## The actors in this chain

IslamicOpenFinance™ connects them with one contract model, one policy and one evidence trail.

Treasurer Islamic banks Commodity broker Liquidity sukuk issuer Auditor Shariah Supervisory Board

[Standard setters and regulators in the directory](https://islamicopenfinance.com/directory/?sector=corporate-treasury)

Typical flow

## A typical flow, step by step

1. **Liquidity forecast**
2. **Placement request**
3. **Commodity purchase**
4. **Sale on deferred terms**
5. **Maturity**
6. **Profit received**
7. **Reconciliation**

Live demo

## See it in the terminal

A one-month commodity murabaha placement and a liquidity sukuk position on one maturity ladder (demo). Demo data

**Demo** All institutions, people, amounts and events are fictional demonstration data. Nothing here is a Shariah ruling, an offer or advice; approving a product is for each institution's own Shariah board and regulator.

Glossary

## Key terms for this sector

[Tawarruq](https://islamicopenfinance.com/glossary/tawarruq) [Wakalah](https://islamicopenfinance.com/glossary/wakalah) [Wa'd (promise)](https://islamicopenfinance.com/glossary/wad) [Sukuk](https://islamicopenfinance.com/glossary/sukuk)

Other sectors

## Related sectors

[Business E-commerce and marketplaces Shoppers want to pay over time at checkout; the financier has to buy before it sells. - Murabaha at checkout - Profit-rate routing - Takaful at sale See the sector](https://islamicopenfinance.com/sectors/ecommerce/) [Business SME and trade finance Small firms need working capital fast; sale-based finance needs the bank to own the goods first. - Stock murabaha - Salam for production - Istisna for manufacturing See the sector](https://islamicopenfinance.com/sectors/sme-trade/) [Real economy Food and agriculture supply chains Quality and origin run from farm to shelf; the financing should follow the same goods. - Salam for harvests - Input murabaha - Commodity-linked liquidity See the sector](https://islamicopenfinance.com/sectors/food-supply-chains/)

## Build Corporate treasury on IslamicOpenFinance™.

[Request a demo for this sector](https://islamicopenfinance.com/#start) [All sectors](https://islamicopenfinance.com/sectors/)