---
title: "IslamicOpenFinance™ terminal | Contracts, governance and rails in one place"
description: "A live, interactive demo of the IslamicOpenFinance™ terminal: murabaha with ownership before sale, profit-rate routing, treasury, trade documents, sukuk, takaful, an illustrative zakat estimate, agents with human approval, the Shariah review workflow, notifications, the API explorer, failure simulation and evidence."
url: https://islamicopenfinance.com/terminal/
lang: en-GB
source: "IslamicOpenFinance"
---

> A live, interactive demo of the IslamicOpenFinance™ terminal: murabaha with ownership before sale, profit-rate routing, treasury, trade documents, sukuk, takaful, an illustrative zakat estimate, agents with human approval, the Shariah review workflow, notifications, the API explorer, failure simulation and evidence.

The IslamicOpenFinance™ terminal

# Contracts, governance and rails, in one place.

The terminal is where people and agents work with all of IslamicOpenFinance™: find, build, test, run, govern and prove. Watch the automatic tour or click around yourself; press Ctrl+K or ⌘K for commands.

**Demo** All institutions, people, amounts and events are fictional demonstration data. Nothing here is a Shariah ruling, an offer or advice; approving a product is for each institution's own Shariah board and regulator.

Modules

## Every module, a full terminal

Pick a card to open that part of the terminal.

**Payments** Smart routing, an automatic fallback route and a timed trace of every step. **Treasury** Balances across banks, the liquidity forecast and commodity murabaha placements. **Murabaha** Own, then sell: the sale stays locked until the bank's ownership is recorded. **Profit-rate routing** One financing request, three quotes, compared on disclosed profit, fees and approval reference. **Trade finance** From the purchase order to documents checked against UCP 600 and ISBP 821, shipment and settlement. **Sukuk** Asset transfer to the SPV, subscription, periodic distributions, asset substitution and dissolution. **Takaful** Contribution split between the funds, a claim paid from the participants' risk fund, operator qard and retakaful. **Zakat** An illustrative estimate: the nisab comes from the payer or the zakat authority, never from the platform. **Agents** An agent acts within its authority; above the limit, a person decides. **Shariah review** Product request, conflict declarations, the board's decision and a resolution with its conditions. **Notifications** One event to app push, SMS, email, messenger and webhook, with a fallback channel and a delivery receipt. **Networks and cross-border** Private networks between institutions and a payment to an overseas supplier. **API explorer** One call through the API, the SDK, the CLI and MCP. **Sandbox** Simulate a sale before ownership or a missing approval before production does. **Evidence and events** Every step of a contract, in an evidence pack you can download.

[Request a demo](https://islamicopenfinance.com/#start) [Back to the home page](https://islamicopenfinance.com/)