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These notices apply to the material on this site and in the emails we send. The general notice always applies; each section after it applies to the readers it names.
Applies to everyone
Important information
The material from IslamicOpenFinance™ on this site and in our messages is for general information only. It is not investment, financial, legal, tax or Shariah advice, and it is not a recommendation to take or avoid any action.
It is not an offer, invitation or solicitation to buy, sell or subscribe for any security, financial product or service, or to adopt any investment strategy.
Figures, data, screenshots, scenarios and illustrations are examples. Sample, sandbox and demo data are illustrative and are not real customer data. None of them is a forecast or a promise of any result.
Unless a section below says otherwise, this material describes IslamicOpenFinance™ technology for people who build, test and run financial products. Make your own assessment, and take advice from a suitably qualified adviser before making any financial decision.
We may change or withdraw any part of this material at any time without notice.
Islamic finance terms such as murabaha, ijara, musharaka, wakala, sukuk and takaful describe how such products are commonly structured. Nothing here is a Shariah ruling (fatwa), a Shariah certification of any product, or a substitute for the review of the Shariah board or adviser that an institution relies on.
Audience
For institutions
This material is intended for institutions acting in a business capacity, such as banks and other financial institutions, investment firms, insurers, financial technology companies and their advisers. It is not intended for individual end customers or end investors, who should not rely on it.
Each institution remains responsible for its own decisions, for how it uses any technology described, and for meeting the legal, regulatory and, where relevant, Shariah requirements that apply to it.