Commodity murabaha placements
Commodity is bought and sold in sequence through the platform's connectors, with each leg's confirmation kept.
Business
Corporate treasury
Surplus cash needs an Islamic home; shortfalls need liquidity without interest.
Corporate and bank treasuries place surplus funds and raise short-term liquidity through commodity murabaha, wakalah investments and liquidity sukuk, and hedge with wa'd-based structures. Every placement has several legs that must happen in order. IslamicOpenFinance™ runs the legs, the maturity ladder and the evidence in one workspace.
Financial products
What you build on IslamicOpenFinance™
Wakalah investment
Funds are placed with an agent for an expected return and a disclosed fee.
Liquidity sukuk holdings
Short-term sukuk positions and their distribution dates appear in the same maturity ladder.
Wa'd-based hedging
Currency and profit-rate hedges built on binding promises are recorded with their triggers and documentation.
Agent within limits
A treasury agent proposes placements within its ceiling; above it, a treasurer approves.
Value chain
The actors in this chain
IslamicOpenFinance™ connects them with one contract model, one policy and one evidence trail.
TreasurerIslamic banksCommodity brokerLiquidity sukuk issuerAuditorShariah Supervisory Board
Typical flow
A typical flow, step by step
- Liquidity forecast
- Placement request
- Commodity purchase
- Sale on deferred terms
- Maturity
- Profit received
- Reconciliation
Live demo
See it in the terminal
A one-month commodity murabaha placement and a liquidity sukuk position on one maturity ladder (demo). Demo data
DemoAll institutions, people, amounts and events are fictional demonstration data. Nothing here is a Shariah ruling, an offer or advice; approving a product is for each institution's own Shariah board and regulator.
Glossary